Health Insurance for International Students at NEC
Studying in Germany comes with the requirement to hold valid health insurance. At New European College we have partnered with Techniker Krankenkasse (TK) — Germany's largest statutory health insurance fund — so that you arrive on day one with English-language support, an English-language app, and a personal contact in Munich who will guide you through every step.
Your personal TK contact in Munich: Michaela Hein
Michaela is your dedicated point of contact at Techniker Krankenkasse for everything related to your health insurance while you study at NEC. She supports you personally and helps reduce the organisational workload of student life.
Why NEC students choose TK
Over 50% of international students in Germany opt for cover with TK. Here is what you get as an NEC student:
- English-speaking assistants available 24/7
- English-language TK-App to handle your insurance entirely online
- Health care throughout Europe (the TK eHealth Card works at home and abroad)
- Great value for money and top cover (named Germany's best health insurance fund by Focus Money, 07/2025)
- Special services tailored to students, interns and trainees
- Free cover for eligible family members
- A dedicated local contact in Munich for NEC students
English-language services for international students
TK has built a comprehensive English-language ecosystem so that language is never a barrier to good health care. Explore the resources below.
The TK-App (in English)
Manage your health insurance digitally, anytime, anywhere. Download your insurance certificate in seconds, notify TK of address changes, submit costs for vaccinations or tooth cleaning, request a replacement card, and access the TK Bonus Plan — all in English. Ranked the best statutory health insurance app for 2025.
Discover the TK-AppTK-StudyGuide — free webinars
A free, nationwide webinar programme designed for students. Learn smarter study methods, manage exam stress, get nutrition advice, and strike the right balance between university, work and leisure. Sessions are run in both German and English each semester.
See the next webinarsTK-DoctorGuide (English search)
Find a doctor, dentist or psychotherapist near you. The English-language search lets you filter by speciality, location and — importantly — the language the practitioner speaks, so you can find an English-speaking doctor in Munich with one click.
Search the DoctorGuideTK-Doc — medical advice from home
Get expert medical advice from a doctor via video consultation, without leaving your room. Especially helpful when you're new to the city and unsure where to start.
Learn about TK-DocTK-Fit & TK-Coach
TK-Fit turns your steps into bonus points and rewards. TK-Coach gives you personalised plans for fitness, nutrition and relaxation. Both are available in English inside the TK-App and pair well with student life in Munich.
See all TK apps in EnglishHow the German health system works
TK's English guide explains the basics: the eHealth Card, going to the doctor, prescriptions, hospital stays, and how you are covered when travelling. Essential reading in your first weeks in Germany.
Read the guideGetting started in three steps
Becoming a TK member is straightforward, especially with English support throughout the process.
Apply online
Fill in the online application — the form is in English and takes a few minutes. TK will guide you through every step.
Get your eHealth Card
Once you're a member, TK sends your chip-based eHealth Card. Present it at any doctor, dentist, hospital or pharmacy in Germany.
Enrol at NEC
TK transmits your insurance confirmation directly to the university electronically — so your enrolment with NEC is smooth and paperless.
Frequently asked questions
I'm from an EU country — do I still need German health insurance?
If you are from an EU member state or another country with a social security agreement, you generally remain covered by your insurance in your home country (via the European Health Insurance Card, EHIC). Speak with Michaela at TK to confirm whether your current cover is sufficient for enrolment at NEC or whether switching to TK is the better option for you.
I'm from outside the EU — what are my options?
As a non-EU student in Germany, you generally need to take out statutory health insurance or prove valid private cover. TK offers cover at student rates, with English-speaking support, an English app and special services tailored to students. The online application is in English.
How do I prove to NEC that I have health insurance?
The fastest way is via the TK-App: download your insurance confirmation in seconds and TK will forward it electronically to NEC. You can also request a confirmation for your own records.
How do I find an English-speaking doctor in Munich?
Use the TK-DoctorGuide English search. You can filter by speciality, location and the language the practitioner speaks. Many practices in Munich list English (and other languages) as a working language.
What if I get sick during the holidays back home?
The TK eHealth Card works for medical services in Germany and across Europe. For travel outside the EU, check the details with TK before you leave — additional travel cover may be advisable.
Ready to study in Munich worry-free?
Join Germany's number-one health insurance fund in minutes — and let your dedicated NEC contact take care of the rest.